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Sample Loan File

Fictional Karnataka gram panchayat property file, used as input for the Legal Search Report, MODTD and loan affidavit demos. Raw facts only; nothing here is checked or flagged.

The loan file, document by document

ಮ್ಯುಟೇಶನ್ ರಿಜಿಸ್ಟರ್ ಉತಾರ
Extract of Mutation Register · Certified copy · Taluk Office, Gubbi
VillageHosahalli, Nittur Hobli, Gubbi Taluk, Tumakuru District
MR No.12/1994-95
Date of entry17-10-1994
Sy. No.Extent A-GNature of changePrevious khatedarNew khatedar(s)Notice dateObjectionsOrder
45/22-00Pouthi khata (succession)Siddappa bin Basappa (died 11-03-1994)1. Ramaiah bin Siddappa (son) 1-00 2. Gowramma bin Siddappa (daughter) 1-0020-08-1994NilCertified by Revenue Inspector, Nittur, on 17-10-1994

Remarks: Death certificate of Siddappa and genealogical tree attested by the Village Accountant were produced. Wife of the deceased, Smt. Kempamma, predeceased him. No other legal heirs.

Date of application for copy02-09-2026
Date copy was ready05-09-2026
Date of delivery05-09-2026
Copying feeRs 15 paid
Compared by: ________
Certified to be a true copy
Shirastedar, Taluk Office, Gubbi

File

File referenceSHF-TUM-2026-00418
Report date28 Sept 2026
Search period30 years
StateKarnataka
LenderSample Housing Finance Ltd, Tumakuru branch
Branch address2nd Floor, B.H. Road, Tumakuru 572 101, Karnataka

Loan

ProductHome Construction Loan
Sanction amountRs 12,00,000
Tenure180 months
Sanction date20 Sept 2026
PurposeConstruction of a ground floor residential house on Site No. 7

Borrowers

RoleNameRelationAgeOccupationIDTitle holder
BorrowerSmt. Lakshmi DeviW/o Suresh K38Tailoring (self-employed)Aadhaar XXXX XXXX 4417 (fictional)Yes
Co-borrowerSri Suresh KS/o Kariyappa42Driver (salaried)Aadhaar XXXX XXXX 9082 (fictional)No

Property

DescriptionResidential site with no existing structure
Site / Survey No.Site No. 7, Sy. No. 45/2
LocationHosahalli village, Nittur hobli, Gubbi taluk, Tumakuru district
Local bodyHosahalli Gram Panchayat
e-Swathu property ID152300101700700007
Measurement30 ft x 40 ft (1200 sq ft)
NorthSite No. 6
South20 ft road
EastSite No. 8
WestPrivate property of Sri Nagaraju
Sub-Registrar OfficeGubbi Sub-Registrar Office

Documents in the file

DateDocumentNumberParticularsLender receives
17 Oct 1994Mutation Register extractMR No. 12/1994-95Khata of Sy. No. 45/2 changed from Late Siddappa (d. 11-03-1994) to his son Ramaiah and daughter Gowramma, as legal heirscertified copy
18 Jun 2003Release DeedGBB-1-00873-2003-04Gowramma releases her undivided half share in Sy. No. 45/2 to Ramaiah, without considerationcertified copy
10 Feb 2009DC Conversion OrderALN(G)SR/45/2008-0920 guntas of Sy. No. 45/2 converted from agricultural to residential use, Deputy Commissioner, Tumakurucertified copy
05 Sept 2011Sale DeedGBB-1-01562-2011-12Ramaiah sells Site No. 7 (30 ft x 40 ft) in converted Sy. No. 45/2 to Manjunath H for Rs 1,80,000original
22 Apr 2014Mortgage DeedGBB-1-00419-2014-15Manjunath H mortgages Site No. 7 to Hosahalli Vyavasaya Seva Sahakara Sangha Niyamita for a loan of Rs 2,00,000none
14 Nov 2019Sale DeedGBB-1-02207-2019-20Manjunath H sells Site No. 7 to Lakshmi Devi for Rs 6,50,000, stating the property is free from all encumbrancesoriginal
06 Feb 2023e-Swathu Form 9-Site No. 7 recorded in the name of Laxmidevi W/o Suresh, Property ID 152300101700700007original
10 Sept 2026Encumbrance Certificate (Form 15, manual)-Gubbi SRO, 01-04-1998 to 31-03-2004original
10 Sept 2026Encumbrance Certificate (Kaveri online)-Gubbi SRO, 01-04-2004 to 09-09-2026original
05 Sept 2026RTC (Pahani), Bhoomi-Sy. No. 45/2: 1 acre 20 guntas remaining in the name of Ramaiah after 20 guntas were converted; history shows succession (MR 12/1994-95) and release (MR 6/2003-04)original
14 Jul 2025Property Tax Paid ReceiptHGP/2025-26/0311Hosahalli Gram Panchayat, tax for 2025-26 paid, no arrears shownoriginal
29 Aug 2026Building Licence application-Application to Hosahalli Gram Panchayat for ground floor residential construction; licence not yet issuedcopy

Chain of title

YearFromToModeProved by
1994-SiddappaPrior ownership (revenue record)Mutation Register extract
1994Late SiddappaRamaiah and GowrammaSuccessionMutation Register extract
2003GowrammaRamaiahRelease of shareRelease Deed
2011RamaiahManjunath HSaleSale Deed
2019Manjunath HLakshmi DeviSaleSale Deed

Encumbrance Certificate entries

DateDoc No.NatureExecutantClaimant
18 Jun 2003GBB-1-00873-2003-04ReleaseGowrammaRamaiah
05 Sept 2011GBB-1-01562-2011-12SaleRamaiahManjunath H
22 Apr 2014GBB-1-00419-2014-15MortgageManjunath HHosahalli Vyavasaya Seva Sahakara Sangha Niyamita
14 Nov 2019GBB-1-02207-2019-20SaleManjunath HLakshmi Devi

EC coverage supplied: 01 Apr 1998 to 31 Mar 2004; 01 Apr 2004 to 09 Sept 2026

Borrower's name as written on each record

RecordNameRelation
Sale DeedLakshmi DeviW/o Suresh K
e-Swathu Form 9LaxmideviW/o Suresh
Property Tax Paid ReceiptLakshmi DeviW/o Suresh K

Litigation search

Searched on12 Sept 2026
CourtsCivil Judge (Jr. Dn.) and JMFC, Gubbi; Senior Civil Judge, Tumakuru; High Court of Karnataka
PartiesLakshmi Devi, Suresh K, Manjunath H, Ramaiah, Gowramma
ResultNo pending or disposed matters found concerning Site No. 7 or Sy. No. 45/2